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EMI Calculator kya hota hai?
EMI Calculator ek online tool hai jiski madad se aap ye asaani se jaan sakte hain ki loan lene par har mahine (EMI) kitni hogi, total interest kitna dena padega aur poora loan chukane par total amount kya banega. EMI ka full form Equated Monthly Installment hota hai.
Ye calculator Home Loan, Personal Loan, Car Loan jaise sabhi loans ke liye useful hota hai.
EMI Calculator kaise kaam karta hai?
EMI Calculator 3 main inputs par kaam karta hai:
- Loan Amount (₹) – aap kitna loan le rahe hain
- Interest Rate (% per year) – bank/NBFC ka annual interest
- Loan Tenure (Years) – kitne saal me loan chukana hai
Calculator aapko turant batata hai:
- Monthly EMI
- Total Interest Payable
- Total Amount Payable
EMI Calculator ka formula
EMI = P × r × (1+r)^n / ((1+r)^n − 1)
Jahan:
- P = Loan amount
- r = Monthly interest rate (Annual rate ÷ 12 ÷ 100)
- n = Total number of months
EMI Calculator kaise use kare? (Step-by-Step)
- Loan amount enter kare
- Interest rate (%) dale
- Loan tenure (years) select kare
- Calculate EMI button par click kare
Turant aapko EMI aur interest ka complete breakdown mil jayega.
EMI Calculator
Monthly EMI: ₹0
Total Interest: ₹0
Total Amount Payable: ₹0
EMI Calculator Example
Maan lijiye:
- Loan Amount: ₹5,00,000
- Interest Rate: 10% per year
- Loan Tenure: 5 years
Result (Approx):
- Monthly EMI: ₹10,624
- Total Interest: ₹1,37,440
- Total Amount Payable: ₹6,37,440
EMI Calculator ke fayde
- Loan planning easy ho jati hai
- EMI affordability check hoti hai
- Different tenure compare kar sakte hain
- Free aur online tool
FAQs – EMI Calculator
Q1. Kya EMI change ho sakti hai?
Haan, floating interest rate me EMI change ho sakti hai.
Q2. Kya part payment se EMI kam hoti hai?
Haan, part payment se interest aur tenure dono kam ho sakte hain.
Q3. EMI Calculator kitna accurate hota hai?
Ye ek estimate deta hai, exact EMI bank ki policy par depend karti hai.
Conclusion
EMI Calculator in Hindi un logon ke liye best tool hai jo loan lene se pehle apni monthly EMI aur total interest samajhna chahte hain. Is calculator se aap better financial decision le sakte hain.
👉 Tip: Loan lene se pehle EMI ko apni monthly income ke hisaab se zaroor check kare.