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SIP Calculator kya hota hai?
SIP Calculator ek online tool hai jisse aap ye calculate kar sakte hain ki agar aap har mahine ek fixed amount mutual fund me invest karte hain, to kuch saalon baad aapko lagbhag kitna return mil sakta hai. SIP ka full form Systematic Investment Plan hota hai.
Ye calculator beginners ke liye investment planning ko bahut easy bana deta hai.
SIP Calculator
Total Investment: ₹0
Estimated Returns: ₹0
Maturity Value: ₹0
SIP Calculator kaise kaam karta hai?
SIP Calculator 3 basic inputs par kaam karta hai:
- Monthly Investment (₹) – har mahine invest ki jane wali amount
- Expected Annual Return (%) – expected saal ka return
- Time Period (Years) – kitne saal tak SIP karni hai
In details ke basis par calculator aapko total investment, estimated returns aur maturity value batata hai.
SIP Calculator ka formula
M = P × [(1+r)^n − 1] / r × (1+r)
Jahan:
- P = Monthly SIP amount
- r = Monthly rate of return (Annual return ÷ 12 ÷ 100)
- n = Total months
- M = Maturity value
SIP Calculator kaise use kare? (Step by Step)
- Monthly investment amount enter kare
- Expected annual return (%) dale
- Investment duration (years) select kare
- Calculate button par click kare
Turant aapko result screen par dikh jayega.
SIP Calculator Example
Maan lijiye:
- Monthly SIP: ₹5,000
- Expected Return: 12% per year
- Time Period: 10 years
Result (Approx):
- Total Investment: ₹6,00,000
- Estimated Returns: ₹5,61,695
- Maturity Value: ₹11,61,695
SIP Calculator ke fayde
- Investment planning easy ho jati hai
- Long-term goals ke liye helpful
- Manual calculation ki zarurat nahi
- Free aur online tool
FAQs – SIP Calculator
Q1. Kya SIP Calculator bilkul accurate hota hai?
Nahi, ye sirf ek estimate deta hai. Actual returns market par depend karte hain.
Q2. SIP minimum kitni amount se start hoti hai?
Zyada tar mutual funds me SIP ₹500 se start ho jati hai.
Q3. Kya SIP beech me band kar sakte hain?
Haan, SIP ko kabhi bhi stop ya modify kiya ja sakta hai.
Conclusion
SIP Calculator in Hindi un logon ke liye best tool hai jo disciplined tarike se long-term investment planning karna chahte hain. Regular SIP se wealth create karna possible hai.
👉 Tip: SIP me sabse zyada fayda long term me milta hai, isliye consistency banaye rakhe.